Attention homeowners: Real estate appraisal services for in Leominster and Worcester County

Here are the top seven reasons why MA homeowners call on Ascension Appraisal:

To get a pre-listing appraisal (whether they're selling the home themselves or using an agent)
To challenge a MA property tax assessment
Remove PMI to lower their monthly mortgage payment
Reinstate your Home Equity Line of Credit (HELOC)
To review another appraiser's report for verification
In the case of a MA divorce, where real estate property needs to be divided
To determine the true market value of real estate in question to settle an estate

Own a home in or near Leominster, MA and need help deciding the value of it?
Contact Ascension Appraisal.

At Ascension Appraisal, we understand the particular needs of a customer in need of appraisal services. Our regular business clients are used to the appraisal process and the standard "products" we deliver to them. But as a consumer,you can expect extra guidance and explanations through the appraisal process to better understand what we do and how we document the results of our analysis.

Pre-listing Services/For Sale By Owner

Since you have an emotional attachment to your own house, it's often very hard to be objective about it. The professional appraisers at Ascension Appraisal will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic price to sell at so your house will attract many interested buyers, a professional appraisal is very valuable as a negotiating tool once you have an interested buyer. The appraisal is something concrete to show the buyer. The appraisal is an independent third party's opinion of your property's value, not just how much your house is worth. Potential buyers assume that you have an emotional attachment to your house and will be more likely to give credibility to a qualified appraiser's value assessment than yours.

Appraisals to remove PMI

PMI stands for Private Mortgage Insurance. An attractive way to cut costs for homeowners is to get the PMI removed from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan amount is below 80% of the value of your property. In most cases you can apply to a lender to have the PMI eliminated from your loan. At Ascension Appraisal, we're experts in helping customers just like you get rid of unneeded PMI insurance.

Challenge property tax assessments

If you live in an area that is declining or not appreciating as much as other properties close to yours, your local tax assessor may have your house overvalued. That only means you are paying more taxes than you should. Since your property assessment may likely go up again in the next period, the faster you take care of things like this, the better off you'll be. An appraisal from Ascension Appraisal is your #1 weapon when challenging your property tax assessment.

Recently got a freeze your HELOC?

Even if your specific property has not declined in value, your lender just might decide to automatically freeze your home equity line of credit (HELOC) if your property is in a declining area. This can be be negative on your credit score since it may appear as though that credit line is maxed out, and also inopportune from a cash flow angle. Ascension Appraisal can help you reinstate your HELOC.

Field and Desktop Appraisal Review Services

Would you like a second opinion without the charge and delay of waiting for a whole new appraisal? Or do you want a seasoned professional to double-check your appraisal for verity? An appraiser from Ascension Appraisal can go out and check the subject and comparables in a field review. If you're in a hurry, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal? We can We can assist you While usually requested by banks, you may need to make use of this service if you suspect mortgage fraud related to your house.